Once you’re logged in, you need to locate the Plan Finder tool.

• Look for “Find plans” or “Plan Finder” on your dashboard
• Click on “Find health & drug plans”
• Select “Prescription drug plans” (not Medicare Advantage)
• Your zip code should automatically populate

The Plan Finder might also be under “Compare Plans” or “Shop Plans” depending on when you access it.

This is the most important step—getting your medication list exactly right.

Click “Add drugs” or “Enter your medications”

• Type the exact name of each medication (generic or brand name)
• Select the correct dosage and quantity
• Add one medication at a time

Be precise with medication names and dosages. Small differences can affect pricing significantly.

Can’t find your medication? Try searching by both generic and brand names. Sometimes one works better than the other.

Tell Medicare.gov which pharmacies you prefer to use.

• Click “Add pharmacies” or “Select your pharmacy”
• Search by pharmacy name or zip code
• Select your preferred location(s)
• You can add multiple pharmacies if you use different ones

Add both your local pharmacy and a mail-order option if you use one. This gives you the most accurate pricing comparison.

Now you’ll see all drug plans available, ranked by Total Drug & Premium Cost for the year. 

• Plans are ranked from lowest to highest Total Drug & Premium Cost.
• This means that the plan at the top of the page is estimated to save you the most money overall. 
• You can also review the monthly plan premium and drug deductible. 

The Total Drug and premium Cost is a great indicator of which plan is your best option! This total cost includes all of your expected expenses related to your drug plan for the entire year including your premium, deductible, and copays for your specific medications.

Before making a decision, you can review the details of your top plan options.

• To view more details click the “Plan Details” button located below each plan name. 
• Review your pharmacies to make sure they are in network
• You can check your medication pricing as well as any prior authorization requirements for your medications

Don’t get lost in the details! Remember, this plan finder tool has already done all the hard work for you by adding up all these detailed costs and giving you one simple Total Drug & Premium Cost for the year. The plan with the lowest total cost is likely your best option.  

Found a better drug plan? You can enroll directly on Medicare.gov.

• Click “Enroll” next to your chosen plan
• Follow the enrollment prompts
• Review all information before submitting
• Print or save your confirmation
• Your new drug coverage will start January 1st

If you’re happy with your current drug plan after reviewing the changes, you don’t need to do anything! Your current plan will automatically renew.