The first and most important thing you should know if you’re new to Medicare, is that you’re not alone. Over the next 20 years, approximately 10,000 Americans per day will turn 65 and become eligible to apply for their hard-earned, Medicare benefits. For most people, enrolling in Medicare will be the first time they’ve selected their own health insurance coverage; as employers typically choose their coverage. We understand selecting the right plan can be confusing and overwhelming to say the least… Have no fear; we are here to help you, and go through this process together.
The Medicare system is already complex as it is; we often find people enrolling in plans that don’t provide proper coverage for their needs, or overpay for their plan. The decisions you make when first enrolling in Medicare are very important and can have lasting effects on your healthcare coverage and the amount you pay for it.
The combination of Parts A & B of Medicare become our basic hospitalization and medical coverage and is commonnly referred to as Original Medicare. This foundation of coverage is usually complemented by either electing a Medicare Supplement or Part C Advantage plan.
Paying for Medicare coverage works a little differently then how we paid our health insurance premiums during our working years. While most of us have paid one large premium for all of our healthcare coverage during our working years, Medicare coverage is paid in several smaller amounts for individual parts of coverage.
Getting started early is one of the best things you can do to ensure a stress free enrollment into Medicare. Starting early allows you time to get your paperwork submitted and approved with enough time to spare to easily handle any issues that may arise along the way.
Medicare Prescription Drug Coverage (Part D) or PDP are plans that are offered through private insurance companies and help you pay for both brand name and generic drugs. Part D plans are available as a standalone policy or in combination with a Medicare Advantage plan.
I have had spectacular service from them. I have used them for the past 3 years. They helped me to understand what was best for me when I first retired. Now, I send them an email every October with the plans I am currently on, the medication I take, my Medicare plan and ask them if these are still my best options. They review and get back to me within days. A great company. I have recommended them to several people and they are also happy with this service
Brooke helped me navigate through the process of obtaining Medicare supplemental insurance for myself and my husband. She was very knowledgeable and explained everything in detail. Would not have made it happen without her. Keep up the great work Brooke! I hope your employer appreciates you.
We had a great experience and learned a lot that we would never have been able to know elsewhere. We recommend everyone who is eligible for Medicare not try to figure it out for themselves. There are lots of things that these professionals know that the average person would have difficulty with.
No matter what your circumstance is when you turn 65, you should call Medicare Hero to help you thru the process. Watch their video which makes Medicare easy to understand. I saved a lot of time and money.
Very helpful, no pressure company. Brooke was very responsive and answered all of my questions. A breath of fresh air after being bombarded with sales calls and mailings.
Chet made the process easy to understand and execute. His knowledge and patience are a tribute to his professionalism. I would gladly recommend him to anyone who is signing up for Medicare.
We recommend Medicare Hero to all of our friends on Medicare. They took the time to help answer all of our questions and ended up saving us over a thousand dollars a year on our supplement plans!