One of the most frequently asked questions we receive from our clients is “Does Medicare cover dental, vision or hearing?” Unfortunately, the short answer is no, it doesn’t. However, there is a great “all-in-one” plan through Manhattan Life that we recommend to our clients.
Our clients love this plan because it’s affordable, offers all three services in one plan, requires no networks, provides coverage from day one, and does not ask any obligatory health questions. There are certain situations that Medicare might cover your costs, but typically Medicare does not cover preventative & routine services. A common scenario that Medicare would cover your costs would be (for instance), you were in a car accident and your jaw was broken. Medicare would pay for the surgery, dental work or whatever else was necessary to get you fixed up. This example is the same for vision and hearing. If your eyes or ears were injured in an accident, then Medicare would pay for those expenses. Other than that, all the regular things that people normally need when it comes to dental, vision and hearing, you’ll need an additional insurance plan to cover these expenses.
Things That Medicare Does NOT Cover, But This Plan Would:
- Routine checkups & cleanings
- Root canals
- Tooth extractions
- Oral Surgery
- Cosmetic treatments
When it comes to hearing or vision coverage, Medicare also do not cover eye exams, glasses or contacts. Additionally, they will not cover hearing tests or hearing aids. For all these additional services, you’ll need to add some type of supplemental insurance to your Medicare plan.
The good news is there is a dental, hearing & vision insurance plan that is a great alternative for what Medicare does not cover. Furthermore, this plan typically provides a better value than dental coverage alone; from a price stand-point, dental plans typically cost around the same price, and you are much more likely to make full use of your benefits when you combine all three popular services into one plan. You never know when you might need vision or hearing services, so you know as they say, rather be safe than sorry! Especially with your health.
It’s important to get a plan that will fit in your budget. Some providers offer plans where your services can start immediately. For instance, if you wanted to get your teeth cleaned, you could do that right away — no waiting! How great is that?
Another issue that often times people run into, is having to choose a provider that is “in their network”. This can be frustrating. You may have a great dentist right down the street but he’s not in your network, so you end up paying out-of-pocket, or finding a new dentist. Either way, it’s not an ideal situation. Why have a dental plan if you can’t use it the way you want to?
After being in the insurance business for over 30 years, we’ve learned some of the best plans when it comes to dental, vision & hearing. That is why we want to share with you Manhattan Life’s Dental, Vision & Hearing plan; this plan offers great coverage, benefits, no networks, and of course, comes at a great price! Below, we’ll outline some of the main features of this great plan:
What About Vision Insurance?
As we age, our vision changes. Often times, this is normal and many people can relate! So don’t feel alone… Unfortunately, Medicare does not cover eye exams, glasses or contacts. However, the Manhattan Life’s plan outlined above, covers everything listed above in the same plan at no additional cost. Vision coverage is provided and your benefits start immediately — there’s no waiting.
How’s Your Hearing?
There’s good news and bad news when it comes to hearing for those over 65. The good news is that today’s hearing aids are very small. You can get something that fits comfortably in your ear and is barely noticeable. The bad news is that Medicare won’t cover it. You will need a supplemental plan for hearing services.
The good news is that Manhattan’s Plan will cover probably most of the services you’re looking for. This includes:
- Hearing exams
- Hearing Aids
- Hearing Aid repairs
- Other miscellaneous hearing supplies
Conclusion & Resources
If you’d like to get more info about this plan, here are some resources where you can find more information, and of course, you can always give us a call here at Medicare Hero and talk to a live person, (we are robot-free!) :
- Give us a call! 1-888-321-6361
- Download our Dental, Vision & Hearing EBOOK HERE
- Visit our YouTube channel CLICK HERE
- Learn More About Dental Vision and Hearing: CLICK HERE
All of these resources explain the coverage you’ll receive, benefits, costs, FAQ’s. and so much more!
We provide explanations in simple terms, avoid any confusing terminology, often associated with Medicare and insurance in general. And as always, provide an unbiased view. We are here to help YOU!
If you’d like to get a quote on our Dental, Vision & Hearing Plan, then click here. You can get a fast, accurate quote to see if this product is right for you. Enjoy the peace of mind knowing that you can get the dental, vision and hearing services you need without any large out-of-pocket expenses.Learn