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Welcome Medicare Advantage Clients!
The Annual Enrollment Period 2026
The annual enrollment period can be a confusing time of year for many people. So this year, we made a video just for our Medicare Advantage clients that will walk you through everything you need to know this enrollment period.
If you would like to review your Medicare Advantage coverage options for next year, then simply click the yellow button below to request your coverage review.
What Do I Need To Do During The Annual Enrollment Period?
If you have a Medicare Advantage plan, the Annual Enrollment Period (AEP) is an important time for you. This is the time to review your current coverage, and make any necessary changes if need be. Come October 1st, you should receive your Annual Notice of Change letter in the mail from your current Medicare Advantage company. It’s important to review this letter to see if there has been any changes to your Advantage plan. These changes can include anything such as benefits, premiums, co-pays, deductibles, networks changes, etc.
Additionally, Medicare releases the Advantage information for the upcoming year on October 1st. This is when you can start comparing and shopping for a new plan if necessary. Keep in mind if you shop for a new Advantage plan before October 1st, the plan (including benefits and costs) could change come October 1st. However, if you wanted to get ahead of the game, and start looking at potential plans, you can do so.
One of the most important things to pay attention to if you have a Medicare Advantage plan is any network changes, considering this is a crucial aspect of an Advantage plan. Network changes are often common with Advantage plans, so we recommend talking to your doctor(s) to confirm they will still be in network next year, with your new plan. A great question to ask your doctor is “Is there any chance you will be leaving the network?” Doctors can change networks any time during the year so it good to know in advance if they plan of making any changes.
Reasons to stay with your current plan
- Your doctor is in your plan’s network
- You are happy with your current plan
- Your preferred pharmacy is still in network
- Your medications are covered for a reasonable copay
Reasons to consider switching plans:
- Your premium or copays have increased significantly
- One or more of your doctors is not covered
- Your preferred pharmacy is out-of-network
- You are unhappy with your current plan
Want To Keep Your Current Coverage?
If you have reviewed your coverage and are happy with your current plan then you don’t need to do anything! Your coverage will automatically renew, unless your insurance company lets you know otherwise.
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Can I Switch To A Medicare Supplement Plan?
If you’re considering switching from a Medicare Advantage plan to a Medicare Supplement plan, the Annual Enrollment Period (AEP) is the ideal time to make that change. To transition, you’ll need to submit an application and answer a few health-related questions to qualify for your new Medicare Supplement coverage.
Here are some examples of questions insurers may ask:
- Are you dependent on a wheelchair or motorized mobility device?
- Do you have diabetes?
- Do you have an implanted cardiac defibrillator?
- Have you been diagnosed or treated for internal cancer within the past 3 years?
- Have you been diagnosed or treated for a heart attack or stroke within the past 5 years?
We help people make this change all the time. Simply give us a call, and we’ll walk you through the Medicare Supplement application process, step by step.
Want Help Reviewing Your Coverage Options?
Whether it’s your first time or fifth time going through the Annual Enrollment Period (AEP), Medicare can be confusing. That’s why we’re here to help! If you’d like your agent to review your coverage options for next year, simply click the “Coverage Review Form” button below to request a personalized review. Our team will assess your options based on the information you provide and send you a tailored coverage review and recommendation.
If you have any questions or want to make changes to your coverage, feel free to give us a call. In just a few minutes, we can answer your questions and help you apply for new coverage.
